The Team
Matrix Structured Finance LLP

| Name | John Hardy |
|---|---|
| Title | Managing Director |
| john.hardy@ matrixgroup.co.uk | |
| Phone | 020 3206 7283 |
John Hardy is the Managing Director of Matrix Structured Finance. He spent the first 20 years of his career as a financier and producer of feature films, then going on to become Head of Media at Durlacher Ltd the specialist investment bank, where he was responsible for leading 12 IPOs and raising over £100 million in equity. Since joining Matrix in 2001 he has been responsible for $2 billion of film sale and leaseback transactions. More recently MSF has been responsible for creating leveraged commercial investment opportunities for high net worth investors. Recent examples have been Vaccine Research and Vehicle financing.

| Name | James Hindle |
|---|---|
| Title | Sales Manager |
| james.hindle@ matrixgroup.co.uk | |
| Phone | 020 3206 7285 |
James Hindle is Sales Manager for Matrix Structured Finance. He is the first point of call for prospective investors and intermediaries. James joined Matrix from a leading intermediary in January 2004.

| Name | Robert Charlton |
|---|---|
| Title | Head of Legal |
| robert.charlton@ matrixgroup.co.uk | |
| Phone | 020 3206 7290 |
Robert is responsible for the legal affairs of Matrix Structured Finance and his primary role is to co-ordinate the legal aspects of the structured finance products, including drafting promotional and transactional documentation. Prior to joining Matrix he was a partner at the London firm of solicitors, Davenport Lyons. Robert is also admitted as an attorney in South Africa and before joining Davenport Lyons in 1997 was a partner in the Johannesburg law firm, Bell Dewar & Hall.

| Name | Jan Karkowski |
|---|---|
| Title | Head of Structuring |
| jan.karkowski@ matrixgroup.co.uk | |
| Phone | 020 3206 7292 |
Jan joined Matrix Structured Finance in April 2009 as Head of Structuring. Jan brings 12 years of experience in providing tailored financial solutions to major corporate and financial clients in the EMEA region. Prior to joining Matrix, Jan held senior roles at Goldman Sachs and JPMorgan Chase. He started his career in the tax practice of Clifford Chance.

| Name | Charles Payne |
|---|---|
| Title | Fund Accountant |
| charles.payne@ matrixgroup.co.uk | |
| Phone | 020 3206 7168 |
Charles joined Matrix in October 2007 as fund accountant for the Property UK fund, before moving into the Structured Finance team. Charles is responsible for financial reporting of Matrix's structured finance SPVs. He has experience in finance and accounting having spent four years working in practice and three in commerce.

| Name | Frances Vidulich |
|---|---|
| Title | Client Liaison |
| frances.vidulich@ matrixgroup.co.uk | |
| Phone | 020 3206 7288 |
Frances Vidulich joined Matrix in August 2000 working for the Registrars. She is now with Matrix Structured Finance as Client Liaison representative.
